UK's First Post-Quantum Settlement & Agentic Governance Platform

Settle. Verify.
Govern.

Quantiqo transforms fragmented agentic labour into PQC-signed, billable settlements enabling UK financial institutions, defence contractors, and enterprises to reconcile AI agent output in real time with sub-200ms latency, while meeting NCSC 2035 quantum-safe mandates.

Live PQC Settlement Monitor
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PQC-ID Verification Score 99.9%
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Micro-Settlement Latency <200ms
⚠️
HNDL Threat Flags Active 2 Review
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NCSC 2035 Compliance Phase 2 Ready
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Active AI Agents Audited 5,000+
97
Quantum Posture Score
RAID-Q Secured · Audit Ready
£294M
UK annual addressable market
across fintech, defence & PE sectors
Quantiqo Market Analysis 2026
79%
UK firms deploying AI agents
without a dedicated settlement rail
NCSC / Industry Survey 2025
2035
NCSC mandatory deadline for
full post-quantum migration
UK National Cyber Security Centre
£499
Entry SaaS price per month
full PQC settlement rail access
Quantiqo Basic Tier
How It Works

From Agentic Output to Quantum-Safe Settlement in Milliseconds

Every Quantiqo deployment follows a proven four-stage agentic settlement journey from PQC identity onboarding and task verification, to RAID-Q governance logging, micro-settlement execution, and quantum posture scoring all without requiring cryptographic expertise from your finance or operations team.

Onboard & Assign PQC Identity
STEP 01

Onboard & Assign PQC-ID

Assign immutable, lattice-based cryptographic identities to every AI agent and human contributor. ML-DSA algorithms bind model version and intent to a verifiable legal trail preventing Shadow AI from day one.

Verify Task Completion
STEP 02

Verify & Settle

Smart contracts trigger micro-payments the instant an AI agent provides mathematically verified proof-of-task. Output-based billing replaces opaque software subscriptions CFOs gain granular ROI visibility.

RAID-Q Governance Logging
STEP 03

RAID-Q Governance

Autonomous real-time RAID logs capture every project risk, assumption, and dependency at machine speed. Logs are wrapped in PQC encryption instantly eliminating documentation drift across hybrid workforces.

Quantum Posture Scoring
STEP 04

Score & Harden

Generate a proprietary Quantum Posture Score for your entire supply chain. Identify cryptographic debt in legacy RSA/ECC systems, prioritise NCSC 2035 migration pathways, and prevent HNDL attacks proactively.

Core Capabilities

Five Engines. One Quantum-Safe Governance Layer.

Quantiqo combines five proprietary engines into a single agentic settlement operating system the only UK platform that unifies PQC-ID identity assignment, lattice-based micro-settlement, autonomous RAID-Q logging, quantum posture scoring, and Edge-First audit into one quantum-safe infrastructure for institutional clients.

PQC-ID Identity Engine
Engine 01

PQC-ID Identity Engine

Assigns immutable, lattice-based cryptographic identities to every AI agent. NIST ML-DSA algorithms bind model version, intent, and timestamp to a non-repudiable signature the foundation of agentic accountability.

Prevents Shadow AI through cryptographic binding of every autonomous action to a verified origin. Establishes a global standard for agentic non-repudiation that classical identity systems cannot provide. Each PQC-ID evolves with the agent's capability profile while maintaining provenance integrity.
Lattice Micro-Settlement Engine
Engine 02

Lattice Micro-Settlement Engine

Smart contracts signed with lattice primitives trigger payments only upon mathematically verified proof-of-task. Achieves sub-200ms settlement latency keeping pace with machine-speed agentic workforces.

Replaces time-based billing with output-based performance settlement eliminating the Accounting Gap in hybrid workforces. CFOs gain granular cost-per-output visibility for every AI agent interaction. Direct integration with Kafka stream processing for high-frequency financial environments.
Quantum Posture Scoring
Engine 03

Quantum Posture & Crypto-Debt Scorer

A proprietary diagnostic engine that scans supply chain environments for RSA/ECC vulnerabilities and quantifies Cryptographic Debt the hidden migration cost of legacy encryption in hybrid workforces.

Generates a Quantum Posture Score for every contributor in a hybrid team, enabling PE firms to price cryptographic risk into M&A valuations. Prioritises NCSC 2035 Phase 2 migration pathways automatically. Essential for UK MoD supply chain contracts requiring quantum-safe audit certification.
Our Mission

Quantum-Safe Governance Built from Deep-Tech and Finance Reality

Quantiqo was born from a critical, observed failure: as UK organisations deploy autonomous AI agents at machine speed, their legacy financial and governance systems are failing to track, verify, and secure these high-velocity interactions creating an Accounting Gap and mounting cryptographic debt.

Our platform transforms hybrid workforce management from a fragmented, vulnerable process into a scalable, automated, and quantum-safe standard. We don't just encrypt data we model the relationship between every AI agent action and its PQC-signed financial settlement, creating a single verifiable audit trail that accelerates compliance and unlocks the true ROI of agentic labour.

Founded by an MSc Finance & Investment Banking specialist and an MSc Project Management engineer with direct expertise in high-stakes audit integrity, RAID governance, and technical recruitment Quantiqo is domain expertise encoded into post-quantum infrastructure, built specifically for the UK's NCSC 2035 transition.

PQC-ID Agentic Identity Layer
Lattice Micro-Settlement Engine
Autonomous RAID-Q Intelligence
Quantum Posture Diagnostic
Edge-First PQC Audit Rail
Crypto-Agile Architecture
NCSC 2035 · FCA PS21/3 Aligned
Patent-Pending Lattice IP
Founder & CEO

Shahzaib Sajjad

MSc Finance & Investment Banking · Platform Lead

MSc Finance & Investment Banking graduate from the University of Hertfordshire with ACCA part-qualification. Brings deep expertise in financial statement analysis, high-stakes investment modelling, and bank reconciliation. Leads the platform's financial settlement logic, audit integrity architecture, and institutional compliance layers.

Shahzaib's background in accounting software, financial modelling, and regulatory alignment with the NCSC 2035 roadmap and FCA security frameworks forms the analytical backbone of Quantiqo's micro-settlement and crypto-debt scoring engines.

Co-Founder & CTO

Faseeh A. Sarwarhas

MSc Project Management & Mechatronics Engineering · Tech Lead

Project Management specialist with a background in Mechatronics Engineering and an MSc from the University of Hertfordshire. With practical experience managing large-scale technical recruitment projects for high-security clients, Faseeh leads the platform's engineering logic, RAID-Q architecture, and Edge-PQC deployment.

His expertise in RAID logs, Atlassian Agile frameworks, and systems engineering ensures the platform's operational robustness. Architected the autonomous RAID-Q intelligence engine and the PQC-ID identity mapping layer that powers agentic accountability at machine speed.

The Platform

Every Layer of Quantiqo's Agentic Settlement Intelligence

Quantiqo is a cloud-native institutional SaaS platform built on a modular architecture React-based quantum posture dashboards, FastAPI settlement workflow backend, NIST-standard PQC data model, and NCSC-compliant UK cloud infrastructure designed to serve financial institutions, defence contractors, and technical enterprises without requiring cryptographic expertise on-site.

<200ms
PQC settlement latency
99.9%
Reconciliation accuracy
£15K
Annual ARPC · institutional
5+
Patentable IP modules
PQC-ID Onboarding Module
Module 01

PQC-ID & Onboarding Engine

Onboard AI agents and human contributors via ML-DSA identity assignment with completeness checks. Each PQC-ID binds model version, intent, and timestamp establishing the provenance spine before workflow progresses.

Metadata capture with automated agent-type classification. Structured import templates eliminate manual onboarding errors. The identity layer converts raw agentic actions into structured, cryptographically-signed billable artefacts the foundational layer of the quantum-safe settlement architecture.
Micro-Settlement Engine
Module 02

Lattice Micro-Settlement Engine

Output-based settlement using ML-DSA smart contracts payments trigger only upon verified proof-of-task. Replaces subscription software costs with performance-linked financial reconciliation in real time.

Classification drives what evidence is collected, how settlement progresses, and what format the financial output takes eliminating manual judgement and creating consistency across agents, staff, and clients. Direct Kafka stream integration ensures 100k+ settlements per hour at 99.99% uptime.
RAID-Q Governance Layer
Module 03

Autonomous RAID-Q Intelligence

Machine-readable governance model capturing Risks, Assumptions, Issues, and Dependencies in real time. PQC-encrypts every log entry at machine speed ensuring project state and reported state never diverge.

Version history with lattice-based file hashing for log integrity verification. Immutable audit trail of all agent actions and settlement events. The RAID-Q spine is Quantiqo's core innovation a governance architecture with no direct equivalent in existing UK fintech or defence software categories.
Quantum Posture Diagnostic
Module 04

Quantum Posture Diagnostic

Proprietary scanning engine generating a Quantum Posture Score for every hybrid team and supply chain. Identifies Cryptographic Debt in RSA/ECC systems and maps NCSC 2035 Phase 1 and 2 migration pathways.

Chronological HNDL risk assessment is automatic, with real-time override capability for high-stakes M&A environments. Each posture entry is linked to its cryptographic evidence source making the diagnostic fully traceable for PE firms, accountants, and commercial negotiators.
Edge-First PQC Audit Rail
Module 05

Edge-First PQC Audit Rail

Designed for defence and banking dark labs signs and audits sensitive project metadata locally via HSM modules before syncing to cloud. Full data sovereignty without public cloud exposure of mission-critical intelligence.

Legal-safe PQC templates enforce factual audit documentation over interpretation allowing finance and operations teams to generate institutional-grade settlement records without inadvertently exposing classified project data. Outputs are negotiation-ready and NCSC-compliant, not generic cybersecurity reports.
Crypto-Agile Compliance Engine
Module 06

Crypto-Agile Compliance Engine

Programmatically synchronises with NCSC, PRA, and Bank of England mandates. As PQC standards evolve, the platform auto-updates cryptographic primitives without breaking live financial workflows or settlement rails.

Over time, the compliance engine creates a feedback loop where resolved HNDL vulnerabilities actively reduce the cryptographic attack surface. The only UK platform that transforms quantum threat intelligence into enforceable operational improvement controls making PQC migration a continuous process, not a reactive emergency.
Market Analysis

A £294M UK Problem. A 2035 Mandatory Deadline. Zero Direct Competition.

The UK presents a structurally mandated market opportunity for Quantiqo. With 79% of UK firms deploying AI agents without a settlement rail, the NCSC 2035 quantum migration deadline creating legislative urgency, and a £294M annual addressable market across fintech, defence, and private equity the demand for quantum-safe agentic governance tooling is both urgent and completely unserved by any existing UK software category.

£294M
UK annual addressable market across fintech, defence, mid-market tech, and PE sectors driven by NCSC mandatory migration timelines
Quantiqo TAM Analysis 2026
£1.8B
Global post-quantum cryptography market by 2030, growing at 35% CAGR driven by NIST standardisation and state-level HNDL threats
Global PQC Market Report 2024
$60B
Global agentic AI economy by 2030 creating massive demand for auditable, PQC-signed labour settlement infrastructure worldwide
Agentic Economy Forecast 2024
UK PQC Migration Urgency by Sector
NCSC Phase 1 readiness gap across critical industries
Agentic AI Adoption Gaps
UK enterprise AI deployment without settlement rails
Competitive Positioning UK Quantum-Safe Settlement Landscape
Quantiqo vs. existing platform categories across key PQC capability dimensions
Global PQC & Agentic Economy Growth
Market expansion trajectory (USD Billion)
Quantiqo vs Competitors Capability Score
Feature coverage comparison across agentic settlement dimensions
Pricing Plans

Institutional-Grade PQC Settlement at Enterprise-Friendly Pricing

Three subscription tiers designed to grow with your agentic workforce complexity and team size. All plans include the full Quantiqo PQC settlement rail, RAID-Q governance engine, and quantum posture scoring. No cryptographic expertise required. No expensive PQC consultancy needed.

Basic Tier

SME / Recruitment

For SMEs and recruitment firms onboarding AI agents and needing a structured quantum-safe settlement alternative to opaque software subscriptions.

£499
/ MONTH · BILLED MONTHLY
  • ✓ PQC-ID onboarding for up to 50 agents
  • ✓ Real-time micro-settlement dashboard
  • ✓ Basic RAID-Q governance logging
  • ✓ Quantum Posture Score (basic)
  • ✓ NCSC 2035 Phase 1 alignment report
  • ✓ Manual review workflow
  • ✓ 3 platform users
Professional Tier

Fintech / Mid-Market

For fintechs and mid-market firms requiring advanced API access, full RAID-Q intelligence, and NCSC-aligned compliance reporting for hybrid workforces.

£1,499
/ MONTH · BILLED MONTHLY
  • ✓ Advanced PQC-ID API access
  • ✓ Full RAID-Q autonomous logging
  • ✓ Jira / MS Project integration
  • ✓ Cloud-based quantum posture analytics
  • ✓ NCSC-aligned compliance reporting
  • ✓ Crypto-Agility updates included
  • ✓ 10 platform users
Enterprise Tier

Banking / Defence

For Tier-1 banks, MoD prime contractors, and PE firms requiring full ERP integration, Edge-PQC proxies, and white-label quantum audit reports.

£4,000
/ MONTH · CUSTOM PRICING
  • ✓ Full ERP integration (SAP / Oracle)
  • ✓ On-premise Edge-PQC proxy (HSM)
  • ✓ White-label quantum audit reports
  • ✓ M&A Quantum Due Diligence layer
  • ✓ 24/7 dedicated security support
  • ✓ NCSC Phase 2 & 3 migration support
  • ✓ Unlimited users + SSO
FAQ

Common Questions

Do I need cryptographic expertise to use Quantiqo?

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No. Quantiqo is specifically designed for finance managers, operations leads, and project managers without quantum cryptography training. The workflow-guided interface with PQC-ID assignment, automated RAID-Q logging, and compliance templates means you can build a professional-grade quantum-safe settlement rail without cryptographic expertise. Our design principle: a finance team member should be able to manage a complex hybrid workforce settlement without external PQC consultancy at the pre-escalation stage.

How is Quantiqo different from Post-Quantum (UK), Arqit, or SAP?

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Post-Quantum focuses on VPN and communication security. Arqit focuses on symmetric key agreement for networks. SAP handles human-centric payroll it cannot reconcile AI agentic output or score cryptographic debt. Quantiqo operates in an entirely different category: we assign billable PQC identities to AI agents, trigger micro-settlements upon verified task completion, and generate autonomous RAID-Q governance logs all wrapped in NIST-standard lattice cryptography. We are the operating system for the agentic economy that sits between ERP software and national quantum compliance.

What is the HNDL threat and how does Quantiqo defend against it?

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Harvest Now, Decrypt Later (HNDL) is a state-level attack where encrypted financial and project data is intercepted today and stored until cryptographically relevant quantum computers (CRQCs) can decrypt it potentially in 5–10 years. For the UK's £11 trillion financial sector, today's pension records, defence contracts, and investment strategies are already a ticking liability. Quantiqo wraps every settlement record and RAID-Q log in NIST ML-DSA lattice signatures, ensuring that even future quantum computers cannot decrypt the data. This is not theoretical NCSC has issued formal guidance on HNDL risks in 2025.

How does the Crypto-Agility Engine reduce future compliance risk?

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As NIST and NCSC update PQC standards over the 2025–2035 migration window, some algorithms may be deprecated or superseded. Quantiqo's Crypto-Agile architecture allows the platform to swap cryptographic primitives replacing one lattice algorithm with another without breaking live financial workflows, disrupting settlement rails, or requiring client-side re-deployment. This means your institution never faces emergency algorithm migration under regulatory pressure. The compliance engine monitors NCSC, PRA, and Bank of England directives in real time and updates operational boundaries automatically.

Can I trial Quantiqo before committing to a subscription?

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Yes Quantiqo is currently recruiting 5–8 UK institutional pilot partners for a structured 12-week validation programme at discounted or pilot-access pricing. Participants receive full platform access, founder-led onboarding support, and direct input into the product roadmap. We are targeting fintech firms, technical recruitment agencies, and organisations in NCSC Phase 1 migration who are actively seeking an agentic settlement and quantum posture scoring solution. Contact us to apply for a pilot partnership position.
Get In Touch

Join the Quantiqo Pilot Programme

Quantiqo is currently recruiting 5–8 UK institutional pilot partners for a structured 12-week validation programme. We are targeting finance managers, operations directors, and CISOs at organisations with hybrid human-AI workforces planning NCSC 2035 migration.

Book a live walkthrough and see how Quantiqo transforms AI workforce management into a PQC-signed settlement rail.

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Websitequantiqo.co.uk
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LocationLondon, United Kingdom
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InfrastructureAzure UK · AWS UK · Sovereign Hosting
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IPPatent-Pending Lattice · RAID-Q · PQC-ID

Book a Demo